Discover the magic of my foolproof 3-ingredient banana bread – a recipe that delivers an incredibly moist and fluffy loaf using just one bowl! You won’t believe that absolutely no butter, cake mix, eggs, or oil are required for this surprisingly decadent and easy banana bread. If you’re searching for a simple banana bread recipe that doesn’t compromise on taste or texture, you’ve found your new go-to.
The Beauty of Pantry Staple Baking
Having reliable pantry staple baked goods in your repertoire is always a huge advantage, especially for those moments when you’re craving something homemade but find yourself short on common baking ingredients like eggs or butter. My three-ingredient banana bread has been a cherished family favorite for years, precisely because we always seem to have overripe bananas begging to be used and a can (or three – seriously!) of sweetened condensed milk tucked away in the cupboard. This recipe is a testament to how simple ingredients can create something truly special.
Authentic Banana Bread Flavor – No Cake Mix Cheats!
Unlike many other quick “3-ingredient banana bread” recipes circulating online, this version proudly contains NO cake mix. This means you get an authentic, homemade banana bread taste that truly tastes like real banana bread, not a shortcut. Prepare to be amazed by a loaf that is exceptionally moist and fluffy, boasting a gorgeous, tender crumb that practically melts in your mouth. It’s the perfect solution for an easy banana bread without cake mix.
Why You’ll Fall in Love with This 3-Ingredient Banana Bread Recipe
- Just Three Simple Ingredients: Your eyes aren’t deceiving you! All you need to create this masterpiece are ripe bananas (the spottier, the better for intense flavor!), sweetened condensed milk (the secret to its moisture and sweetness), and self-rising flour (for that perfect lift and structure). It’s the ultimate easy banana bread recipe.
- Effortless One-Bowl Wonder: Say goodbye to complicated steps and a sink full of dishes. Everything for this quick banana bread comes together in a single bowl, making cleanup an absolute breeze. Perfect for busy bakers or when you need a sweet treat, fast!
- Unbeatable Texture & Rich Flavor: Experience a banana bread that is incredibly moist and soft in the center, with a delightful golden-brown crust and a wonderfully tender crumb. It’s pleasantly sweet, bursting with intense, natural banana flavor that truly shines. You genuinely won’t miss the dairy, eggs, or oil in this banana bread without eggs and banana bread without butter. It’s pure, simple, deliciousness.
Key Ingredients for Your 3-Ingredient Banana Bread
The magic of this incredibly simple banana bread lies in its carefully chosen ingredients. Here’s what you’ll need:
- Overripe Bananas: This is non-negotiable for achieving the best banana bread flavor and moisture. I purposely save all my browning, spotty bananas specifically for this recipe. The riper the banana, the sweeter it is, and the easier it mashes, contributing to a wonderfully tender crumb. Aim for bananas that are soft to the touch with plenty of brown spots.
- Sweetened Condensed Milk (Regular or Coconut): This is the secret weapon for unparalleled moisture and a delightful sweetness.
- Coconut Condensed Milk: I often opt for coconut condensed milk to keep this recipe entirely dairy-free and suitable for a vegan banana bread variation. It imparts a subtle, pleasant richness.
- Standard Sweetened Condensed Milk: If you don’t have any dairy restrictions or aren’t following a vegan diet, traditional sweetened condensed milk works perfectly and yields an equally delicious result.
- Self-Rising Flour: This convenient ingredient is a pre-mixed combination of all-purpose flour, baking powder, and salt, ensuring your banana bread rises beautifully.
- DIY Option: You can easily make your own homemade self-rising flour if you don’t have it on hand (typically 1 cup of all-purpose flour + 1 ½ teaspoons baking powder + ¼ teaspoon salt).
- Important Tip: Always sift your flour carefully before adding it to any recipe. This aerates the flour, removes lumps, and contributes to a lighter, more tender texture in your finished banana bread.
How to Make This Easy 3-Ingredient Banana Bread: Step-by-Step
- Step 1: Prepare the Batter (One Bowl Magic!)
In a large mixing bowl, combine your mashed overripe bananas, chosen sweetened condensed milk (coconut or regular), and sifted self-rising flour. Whisk everything together until the ingredients are just combined and the batter is smooth. Be careful not to overmix; a few small lumps are perfectly fine. Overmixing can lead to a tougher bread. - Step 2: Bake to Golden Perfection
Preheat your oven to 350°F (175°C). Lightly grease a standard 9×5 inch loaf pan. You can also line it with parchment paper for easier removal. Pour the banana bread batter evenly into the prepared loaf pan. Bake for 30-35 minutes, or until a wooden skewer or toothpick inserted into the center of the loaf comes out clean (or with a few moist crumbs attached). - Step 3: Cool Completely for Best Results
Once baked, allow the banana bread to cool in the loaf pan for at least 10-15 minutes. Then, carefully transfer it to a wire rack to cool completely before slicing. This step is crucial, as slicing warm banana bread can cause it to crumble. Patience will reward you with perfectly neat slices!
Arman’s Expert Recipe Tips for Perfect Banana Bread Every Time
- Avoid Overbaking: This is key to a moist banana bread. The bread will continue to bake slightly from residual heat as it cools down in the pan. As soon as a toothpick inserted into the center comes out mostly clean (a few moist crumbs clinging to it are perfectly fine, and actually desirable!), your banana bread is done.
- Oven Variations & Baking Time: Remember that all ovens can differ. For me, this bread typically takes around 35 minutes. However, some readers have found it can take up to 50 minutes. Always rely on the toothpick test rather than strictly adhering to the baking time.
- Prevent Over-Browning: If you notice the top of your banana bread is browning too quickly before the center is cooked through, loosely tent the loaf pan with a piece of aluminum foil (tinfoil) for the remaining baking time. This will protect the top while allowing the inside to finish baking.
Storing Your Delicious Homemade Banana Bread
- To Store at Room Temperature: Once completely cooled, store the banana bread in an airtight container at room temperature. It will keep well for up to 3 days. This is ideal for maintaining its soft texture.
- To Store in the Refrigerator: If you’d like your banana bread to last longer, store it in an airtight container in the refrigerator. It will keep well for up to 1 week. Note that refrigeration can sometimes make it a bit denser; you can let it come to room temperature or gently warm slices before serving.
- To Freeze for Later: For long-term storage, freezing is an excellent option. Slice the completely cooled banana bread, then wrap individual slices tightly in plastic wrap or place them in a freezer-safe ziplock bag. Label with the date and store them in the freezer for up to 6 months. Thaw slices at room temperature or gently reheat in a toaster or microwave. This is perfect for meal prep banana bread or ensuring you always have a treat on hand!

3 Ingredient Banana Bread
Ingredients
Method
- Prepare Oven and Pan: Preheat your oven to 350°F (180°C). Grease a small loaf pan (approximately 7 x 4 inches or similar) and then line it with parchment paper, leaving a slight overhang on the longer sides to easily lift the bread out later. Set aside.
- Combine Wet Ingredients: In a medium-large mixing bowl, add the thoroughly mashed ripe bananas and the sweetened condensed milk. Whisk them together until well combined and smooth.
- Add Flour and Mix Batter: Gently add the sifted self-rising flour to the wet ingredients. Using a spatula or wooden spoon, stir until the flour is just incorporated and no dry streaks remain. Be careful not to overmix; a few small lumps are perfectly fine and will ensure a tender bread.
- Bake the Banana Bread: Pour the batter evenly into your prepared loaf pan. Bake on the middle rack for 30-35 minutes, or until a wooden skewer or toothpick inserted into the center of the loaf comes out clean, or with just a few moist crumbs attached.
- Cool Before Slicing: Once baked, carefully remove the banana bread from the oven. Let it cool in the pan for about 10-15 minutes. Then, use the parchment paper overhangs to lift the bread out and transfer it to a wire rack to cool completely before slicing and serving. This prevents it from crumbling.
Notes
- At Room Temperature: For the softest texture, store your completely cooled banana bread in an airtight container or wrap it well in plastic wrap or aluminum foil. It will keep beautifully at room temperature for up to 3 days. Ensure it's well-sealed to prevent it from drying out.
- In the Refrigerator: If you'd like to extend its freshness, you can store the banana bread in an airtight container in the refrigerator for up to 1 week. Note that refrigeration can sometimes make banana bread a bit denser. To restore its softness, you can let slices come to room temperature or gently warm them before serving.
- Preparation: Ensure the banana bread is completely cool before freezing. This prevents condensation and ice crystals from forming.
-
Slices or Whole Loaf: You can freeze individual slices or the entire loaf.
- For Slices: Wrap individual slices tightly in plastic wrap or aluminum foil, then place them in a freezer-safe ziplock bag or an airtight freezer container. This makes it easy to grab a single serving.
- For a Whole Loaf: Wrap the entire cooled loaf securely in a double layer of plastic wrap, followed by a layer of aluminum foil, or place it in a large freezer-safe bag or container.
- Labeling: Don't forget to label the bag or container with the date so you know how long it's been stored.
- Duration: Properly stored, your banana bread will maintain its best quality in the freezer for up to 6 months.
-
Slices:
- Room Temperature: Simply take out the desired number of frozen slices and let them thaw at room temperature on a plate for about 30-60 minutes.
- Microwave (Quick Thaw): For a quicker option, you can microwave a slice on low power for 15-30 seconds, or until just thawed and slightly warmed. Be careful not to overheat.
- Toaster/Toaster Oven: For a slightly crisped edge, you can thaw and warm slices in a toaster or toaster oven.
-
Whole Loaf:
- Room Temperature: Allow the wrapped loaf to thaw completely at room temperature for several hours or overnight. Thawing it while still wrapped helps retain moisture.