Double Chocolate Banana Bread

Imagine the decadent richness of a chocolate cake perfectly melded with the comforting, fruity notes of classic banana bread. That’s precisely what this Double Chocolate Banana Bread delivers – two beloved baked goods harmoniously united in one spectacular loaf. Prepare to be amazed by this extra moist chocolate banana bread, boasting an undeniably fudge-like texture that will conquer even the most intense chocolate cravings. And the best part? It’s surprisingly easy to make!

My quest for the perfect chocolate banana bread recipe spanned several years. While many attempts were good, none truly “wowed” me. I was determined to create a recipe that delivered an intensely decadent chocolate flavor alongside a supremely moist and dense texture. After numerous trials and refinements, I’m thrilled to present this chocolate chip-studded masterpiece – a loaf that proudly stands shoulder-to-shoulder with my beloved, highly-rated classic banana bread recipe. If you’re searching for the best chocolate banana bread, your search ends here.

Here’s Why This Easy Chocolate Banana Bread Recipe Will Become Your New Obsession

  • Crafted with Simple, Everyday Ingredients: No fancy or hard-to-find items needed; just pantry staples you likely already have, making this homemade chocolate banana bread accessible to everyone.
  • Effortless Preparation: The batter whips up quickly and easily, making it perfect for bakers of all skill levels. You’ll have this quick chocolate banana bread in the oven in no time!
  • Incredibly Moist & Freezer-Friendly: Enjoy its delightful moisture for days (if it lasts that long!), and it freezes beautifully for a future treat. This moist chocolate banana bread is perfect for making ahead.
  • Perfectly Dense, Yet Tender Crumb: Experience a satisfyingly dense, fudgy chocolate banana bread texture that’s rich but never heavy, melting in your mouth with every bite.
  • Balanced Chocolate & Banana Harmony: Indulge in a profound,deep chocolate flavor from both cocoa powder and chocolate chips that beautifully complements, rather than overwhelms, the sweet, natural taste of ripe bananas.
  • The Ultimate Anytime Indulgence: Whether it’s a morning pick-me-up with coffee, an afternoon snack to beat the slump, or a decadent dessert, this chocolate chip banana bread is always the right choice.

Essential Ingredients for the Perfect Double Chocolate Banana Bread (And Why They Matter)

Understanding the role of each ingredient is key to baking success. Baking truly is a science, and the specific components you choose significantly impact the final texture, moisture, flavor, and structure of your baked goods. Many of these carefully selected ingredients are also staples in my popular double chocolate zucchini bread, proving their versatility and effectiveness. Let’s break down what you’ll need for this rich chocolate banana bread:

  • All-Purpose Flour: You might notice the flour quantity seems modest for a loaf, and you’re correct. This is intentional. We’re also incorporating cocoa powder, which contributes to the dry ingredients, and a significant portion of the batter’s volume and structure comes from the mashed bananas. This balance ensures a moist, tender crumb rather than a dry, cakey one.
  • Natural Unsweetened Cocoa Powder: For that deep, authentic chocolate taste, natural unsweetened cocoa powder is non-negotiable in this recipe – do not substitute with Dutch-process. Natural cocoa is acidic, and this acidity reacts with the baking soda to provide lift and a tender texture. Using Dutch-process cocoa, which is neutralized, would alter the chemistry and outcome. (You can learn more about the crucial differences between Dutch-process vs. natural cocoa powder here.)
  • Softened Butter (Unsalted): The process of creaming softened butter with sugar is foundational, creating a stable, aerated base for our double chocolate banana bread. It’s crucial that your butter is at proper room temperature – cool to the touch but pliable – and absolutely not melted. Melted butter will result in a greasy, dense loaf.
  • Sour Cream or Full-Fat Plain Yogurt: This is our secret weapon for unparalleled moisture and a subtle tang that enhances the chocolate notes. It contributes to a wonderfully soft and tender chocolate banana bread.
  • Very Ripe Bananas: This recipe shines with 4 medium or 3 large, very ripe bananas – the kind that are heavily speckled with brown or even mostly black. The riper the banana, the sweeter its flavor and the more moisture it will contribute. Thawed previously frozen bananas work perfectly too! (Check out my guide on How to Freeze & Thaw Bananas for Baking for best results.) If you find yourself short on bananas, you can substitute up to 1/2 cup (120g) with unsweetened applesauce; this amount generally won’t drastically alter the flavor or texture.
  • Hot Water or Hot Coffee: This might seem like an unusual addition, but hot liquid plays a crucial role in “blooming” the cocoa powder. This process intensifies the chocolate flavor, making it richer and more pronounced. The hot liquid also helps to slightly thin out what would otherwise be a very thick batter, ensuring a better bake. Using hot coffee can add another layer of depth to the chocolate flavor.

You’ll also need these baking essentials:

  • Granulated Sugar: For sweetness and to aid in the creaming process with butter.
  • Large Eggs: To bind ingredients, add richness, and provide structure.
  • Pure Vanilla Extract: Enhances all the other flavors, especially the chocolate.
  • Baking Soda: Our primary leavening agent, reacting with the acidic cocoa powder and sour cream.
  • Salt: Balances sweetness and enhances the chocolate and banana flavors.
  • Semi-Sweet Chocolate Chips: For those irresistible pockets of melty chocolate throughout the loaf, making it a true chocolate chip banana bread.

Behind the Recipe: The Journey to Fudgy Perfection

My initial recipe development for this chocolate banana bread started with vegetable oil. My reasoning was that cocoa powder can be quite drying, and oil typically imparts more moisture to baked goods than butter – a technique I use successfully in my beloved chocolate cake and cream-filled chocolate cupcakes. However, every loaf made with oil, while moist, felt too light in texture. The crumb was almost airy, which didn’t align with the bold, decadent flavors of chocolate and banana I was aiming for. A light-crumbed baked good simply didn’t do justice to these rich ingredients!

The pivotal switch was to creamed butter. This change, along with a few careful tweaks – notably the inclusion of sour cream for extra moisture and richness, and hot water to bloom the cocoa – were the game-changers. These adjustments allowed me to achieve the deliciously dense, fudgy, and moist chocolate banana bread you see today.

Baking Your Double Chocolate Banana Bread: Tips for Success

  • Batter Consistency & Pan Size: Expect a thick, luscious batter. It’s important to use a 9×5-inch loaf pan for this recipe. An 8×4-inch pan will be too small, potentially causing the batter to overflow or the center to remain underbaked.
  • Baking Time & Doneness: This chocolate banana bread typically bakes for about 60 to 65 minutes in a preheated oven. Start checking for doneness around the 60-minute mark. Insert a toothpick into the center; it’s ready when the toothpick comes out with only a few moist crumbs attached, but no wet batter.
  • Cooling is Key: While the aroma of warm chocolate banana bread is incredibly tempting, allow it to cool in the pan for at least 15-20 minutes before transferring it to a wire rack to cool further. For cleaner slices, it’s best to let it cool for at least 1 to 2 hours. But who are we kidding? Slicing into it while it’s still warm, with those melty chocolate chips, is an experience in itself!

Double Chocolate Banana Bread

Whip up this moist and fudge-like Double Chocolate Banana Bread in no time! This easy recipe uses just a few bowls and a loaf pan. Find tips for freezing and making chocolate banana muffins in the Recipe Notes.
Prep Time 25 minutes
Cook Time 1 hour 10 minutes
Total Time 1 hour 35 minutes
Servings: 2 loaves
Course: Breakfast
Cuisine: American

Ingredients
  

  • 2 1/2 cups 312g all-purpose flour (spooned & leveled)
  • 1 cup 82g unsweetened natural cocoa powder (not Dutch process)
  • 2 teaspoons baking soda
  • 1 teaspoon salt
  • 1 1/2 cups 270g semi-sweet chocolate chips, divided (1 1/4 cups for batter, 1/4 cup for topping)
  • 1 cup 16 Tbsp; 226g unsalted butter, softened to room temperature
  • 1 1/2 cups 300g granulated sugar
  • 4 large eggs at room temperature
  • 1/2 cup 120g plain yogurt or sour cream, at room temperature
  • 3 cups 690g mashed ripe bananas (about 6-8 medium or 5-6 large ripe bananas)
  • 2 teaspoons pure vanilla extract
  • 1/4 cup 60ml hot water or hot coffee

Method
 

  1. Preheat & Prep Pans: Preheat oven to 350°F (177°C). Thoroughly grease two 9×5-inch loaf pans with nonstick spray or butter and flour. Set aside.
  2. Combine Dry Ingredients: In a large bowl, whisk together the flour, cocoa powder, baking soda, and salt until well combined. Stir in 1 1/4 cups of the chocolate chips. Set aside.
  3. Cream Butter & Sugar, Add Wet Ingredients: In a separate large bowl, using a handheld or stand mixer fitted with a paddle or whisk attachment, beat the softened butter and granulated sugar together on medium-high speed until smooth and creamy, about 2-3 minutes. Reduce speed to medium and add the eggs one at a time, beating well after each addition until incorporated. Beat in the yogurt (or sour cream), mashed bananas, and vanilla extract until just combined.
  4. Combine Wet & Dry: Add the dry ingredient mixture to the wet ingredients in two or three additions, along with the hot water (or coffee). Beat on low speed until just combined – the batter will be thick. Be careful not to over-mix; a few streaks of flour are okay.
  5. Fill Pans & Top: Divide the batter evenly between the two prepared loaf pans, spreading it smoothly. Sprinkle the remaining 1/4 cup chocolate chips evenly down the center of each loaf.
  6. Bake: Bake for 60–70 minutes. To prevent the tops from over-browning, loosely tent each loaf with aluminum foil about halfway through baking (around the 30-35 minute mark). The loaves are done when a wooden skewer or toothpick inserted into the center of each comes out clean or with only a few moist crumbs attached. Ovens vary, so start checking for doneness around the 60-minute mark, then at 5-minute intervals.
  7. Cool: Remove the loaves from the oven and allow them to cool in their pans set on a wire rack for at least 20-30 minutes before attempting to remove them. For best slicing, let them cool for 1-2 hours, or completely.
  8. Store: Cover and store leftover bread at room temperature for up to 5 days, or in the refrigerator for up to 1 week. For optimal flavor, many find banana bread tastes even better on day 2.

Notes

  • To Freeze: Allow the baked loaf to cool completely on a wire rack. Once cooled, wrap it tightly in plastic wrap, followed by a layer of aluminum foil, or place it in a freezer-safe zip-top bag or airtight container. Properly stored, it will keep well in the freezer for up to 3 months.
  • To Thaw: For best results, thaw the wrapped loaf overnight in the refrigerator. If you prefer, you can then bring it to room temperature on the counter before slicing and serving.
Recommended Baking Tools & Equipment
  • Loaf Pan: A 9×5-inch Loaf Pan is crucial for this recipe's volume. (I love this sturdy [Brand Name/Link to specific 9x5 Loaf Pan] or this reliable [Brand Name/Link to another 9x5 Loaf Pan].)
  • Mixing Bowls: A set of Glass Mixing Bowls is always handy.
  • Whisk: For combining dry ingredients.
  • Silicone Spatula: Perfect for folding the batter and scraping the bowl.
  • Cooling Rack: Essential for allowing the bread to cool properly and prevent a soggy bottom.
Transforming into Delicious Chocolate Banana Muffins
  1. Preheat & Prep: Preheat your oven to 425°F (218°C). Spray a standard 12-cup muffin pan thoroughly with nonstick spray, or line the cups with paper cupcake liners.
  2. Prepare Batter: Make the chocolate banana bread batter exactly as directed in the recipe above.
  3. Fill & Initial Bake: Divide the batter evenly among the prepared muffin cups, filling each one nearly to the top. Bake at 425°F (218°C) for 5 minutes. This initial high heat helps the muffins rise quickly, creating those beautiful domed tops.
  4. Reduce Heat & Finish Baking: Keeping the muffins in the oven, reduce the oven temperature to 350°F (177°C). Continue to bake for an additional 14–15 minutes, or until a toothpick inserted into the center of a muffin comes out clean or with just a few moist crumbs.
  5. Yield: This will make approximately 12–16 muffins, depending on how full you fill them.
Ingredient Specifics & Substitutions
  • Can I Use Whole Wheat Flour for a Healthier Chocolate Banana Bread? 
    Yes, for a heartier, more rustic loaf, you can substitute the all-purpose flour with an equal amount of whole wheat flour. No other changes to the recipe are necessary. Keep in mind that this will result in a denser crumb and a slightly nuttier flavor, which many people enjoy!
  • A Note on Cocoa Powder: Natural vs. Dutch-Process 
    This is a crucial point for the success of your chocolate banana bread. This recipe specifically calls for natural unsweetened cocoa powder, not Dutch-process. Natural cocoa is acidic and reacts with the baking soda to provide lift and the desired tender texture. Using Dutch-process cocoa will alter the outcome. (See my detailed explanation on [Dutch-process vs. Natural Cocoa Powder link] for more information.)
  • The Importance of Chocolate Chips 
    For the ultimate double chocolate experience, the chocolate chips are essential! They not only add pockets of melty goodness but also contribute significantly to the overall sweetness and intense chocolate flavor of the bread. Don't skip them! Semi-sweet chocolate chips are recommended, but feel free to use milk chocolate or dark chocolate chips based on your preference.
  • Sour Cream or Yogurt for Extra Moisture 
    Both sour cream and yogurt contribute wonderful moisture and a slight tang that complements the chocolate. My go-to is typically full-fat sour cream or nonfat plain Greek yogurt. However, you have flexibility: full-fat or low-fat plain Greek yogurtvanilla Greek yogurt (which adds a subtle vanilla note), or even regular plain yogurt will work well.
  • Using Frozen Bananas? No Problem! 
    Absolutely! Frozen bananas are fantastic for baking banana bread. Simply thaw them completely. Once thawed, you might notice some excess liquid; it's best to drain this off before mashing. Then, mash the bananas (some small chunks are perfectly fine and add character!) and proceed with the recipe as instructed.

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